Important Disclaimers

Disclosures

Naviter is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The information in this Disclosure Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Disclosure Brochure provides information about Naviter to assist you in determining whether to retain the Advisor.

Additional information about Naviter and its Advisory Persons is available on the SEC’s website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 311508.

Investments

Risk of Loss: Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. Clients should be prepared to bear the potential risk of loss. Naviter will assist Clients in determining an appropriate strategy based on their tolerance for risk and other factors noted above. However, there is no guarantee that a Client will meet their investment goals. While the methods of analysis help the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in these methods of analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. 

Each Client engagement will entail a review of the Client's investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing a Client's account. Client participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of a Client's account[s]. The Advisor shall rely on the financial and other information provided by the Client or their designees without the duty or obligation to validate the accuracy and completeness of the provided information. It is the responsibility of the Client to inform the Advisor of any changes in financial condition, goals or other factors that may affect this analysis.

The risks associated with a particular strategy are provided to each Client in advance of investing Client accounts. The Advisor will work with each Client to determine their tolerance for risk as part of the portfolio construction process. Following are some of the risks associated with the Advisor’s investment strategies:

Affiliations & Services

Insurance Agency: Naviter is affiliated through common control and ownership with Naviter Insurance, LLC (“Naviter Insurance”), a licensed insurance agency. Certain Advisory Persons of the Advisor are also licensed insurance professionals {life, property, & casualty}. Naviter Insurance earns commission-based compensation for selling insurance products, including products sold to Clients of Naviter. To facilitate the sale and implementation of insurance products, Naviter typically utilizes the services of Lion Street and Kore Insurance Holdings (“Kore”). Lion Street's capabilities are typically utilized when Life/Annuity products would be in the best interest of the Client. Kore's capabilities are typically utilized when Property & Casualty products would be in the best interest of the Client.

The sale and implementation of life, property, casualty, and in certain limited circumstances, advanced life insurance, are separate and apart from Naviter Wealth's wealth management services. Insurance revenue/commissions are separate and in addition to advisory fees. This practice presents a conflict of interest because the Advisor is providing both Investment and Insurance advice. This can create an incentive to recommend insurance products to effectuate revenue beyond a Client's basic needs. However, Clients are under no obligation, contractually or otherwise, to purchase insurance products through any person affiliated with the Advisor.

Trust Fiduciary Services: When deemed to be in the Client’s best interest, Naviter may offer certain Clients access to custody and trust administrative services through National Advisors Holdings, Inc. and its various subsidiaries (“NAH”) under the business name of Naviter Trust. Clients will enter into a separate agreement with NAH. Naviter will serve as the investment manager to any accounts established with NAH and earn an investment management fee as noted above. Naviter does not serve as a trustee for any account relationships. At no time will Naviter accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 of ADV2A – Custody.

Naviter Trust publications contain general information only, and National Advisors Trust Company is not, by publication, rendering accounting, financial, investment, legal, tax or other professional advice or services.

Affiliate Program: Certain Clients may be referred to the Advisor by either an affiliated or unaffiliated party (herein "Promoter") and receive, directly or indirectly, compensation for the Client referral. In such instances, the Advisor will compensate the Promoter a fee in accordance with Rule 206(4)-1 of the Advisers Act and any corresponding state securities requirements. Any such compensation shall be paid solely from the investment advisory fees earned by the Advisor and shall not result in any additional charge to the Client.

The Promoter’s services include making any introductions and providing information/materials about the advisory services and programs of the Advisor. Other services may include periodic contacts about investment performance, reviews, or other information as may be requested or required to assist in understanding the Advisor’s services or establishing an advisory relationship or providing/updating client information on behalf of the Advisor. In no event will the services include providing investment advisory services in any manner.

The compensation the Promoter receives for these promotion services, as described above, creates a conflict of interest in that the Advisor is compensating the Promoter in exchange for promoting its services to you and ultimately recommending that you utilize the Advisor’s investment advisory services. This creates an incentive for the Promoter to recommend that you engage the Advisor for investment advisory services. Promoters disclose if they are a current client of the advisor, that they will be compensated, and that there is an incentive to recommend the Advisor which is a conflict of interest.

Lines of Credit: Under certain circumstances, Clients of Naviter utilize a line(s) of credit. The capabilities of Charles Schwab Banking & Trust Services, Tristate Capital Bank, and Advisor Credit Exchange, LLC ("ACE") are the typical avenues for access to collateral at Naviter. In such instances, Client assets in their account[s] at the Custodian will be utilized as collateral for the loan. Additionally, the Advisor is entitled to receive investment advisory fees for managing the collateralized assets in the Client’s account[s]. Clients are not obligated to engage the Advisor for the Lending Program. For additional information related to the risks involved with loans and lines of credit, please see Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss.

Custodian: Naviter utilizes Charles Schwab & Co., Inc. (“Schwab”), a FINRA-registered broker-dealer and member SIPC. Schwab will serve as the Client’s “qualified custodian”. Naviter maintains an institutional relationship with Schwab. For Additional details please see Item 12 & Item 14 of Form ADV2A.

Code of Ethics & Trading

Code of Ethics: Naviter has implemented a Code of Ethics (the “Code”) that defines the Advisor’s fiduciary commitment to each Client. This Code applies to all persons associated with Naviter (“Supervised Persons”). The Code was developed to provide general ethical guidelines and specific instructions regarding the Advisor’s duties to each Client. Naviter and its Supervised Persons owe a duty of loyalty, fairness and good faith towards each Client. It is the obligation of Naviter’s Supervised Persons to adhere not only to the specific provisions of the Code, but also to the general principles that guide the Code. The Code covers a range of topics that address employee ethics and conflicts of interest. To request a copy of the Code, please contact the Advisor at (501) 333-9800.

Personal Trading - Same Securities as Clients: Naviter allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Owning the same securities that are recommended (purchase or sell) to Clients presents a conflict of interest that, as fiduciaries, must be disclosed to Clients and mitigated through policies and procedures. As noted above, the Advisor has adopted the Code to address insider trading (material non-public information controls); gifts and entertainment; outside business activities and personal securities reporting. When trading for personal accounts, Supervised Persons have a conflict of interest if trading in the same securities. The fiduciary duty to act in the best interest of its Clients can be violated if personal trades are made with more advantageous terms than Client trades, or by trading based on material non-public information. This risk is mitigated by Naviter requiring reporting of personal securities trades by its Supervised Persons for review by the Chief Compliance Officer (“CCO”) or delegate. The Advisor has also adopted written policies and procedures to detect the misuse of material, non-public information.

Personal Trading - Same Time as Client: While Naviter allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients, such trades are typically aggregated with Client orders or traded afterward. At no time will Naviter, or any Supervised Person of Naviter, transact in any security to the detriment of any Client.

Personal Trading - Material Interest: Naviter allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Naviter does not act as principal in any transactions. In addition, the Advisor does not act as the general partner of a fund, or advise an investment company. Naviter does not have a material interest in any securities traded in Client accounts.

Marketing & Social Media

Naviter Wealth, LLC (“Naviter”) is a Registered Investment Advisor (“RIA”). Naviter provides investment advisory and related services for clients nationally. Naviter will maintain all applicable registrations and licenses as required by the various states in which Naviter conducts business, as applicable. Naviter renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

Material provided is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information. Advice may only be provided by Naviter’s advisory persons after entering into an advisory agreement and provided Naviter with all requested background and account information.

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable. Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.

Content from Naviter Wealth is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information.

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.

Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.

Please remember that it remains your responsibility to advise Naviter, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.

Clearnomics: We have partnered with Clearnomics to create and distribute economic and market commentary. Material presented in economic updates encompasses contributions from both Naviter Wealth & Clearnomics.

Social Websites

Naviter may utilize third-party websites, including social media websites, blogs and other interactive content. Naviter considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, Naviter generally retains copies of information that Naviter or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of Naviter or the securities regulators.

Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by Naviter’s advisory persons after entering into an advisory agreement and provided Naviter with all requested background and account information.

Email Disclosures

Naviter often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. Naviter makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send Naviter private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.

· As a registered investment advisor, Naviter emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of Naviter or the securities regulators.

· If you have received an email from Naviter in error, we ask that you contact the sender and destroy the email and its contents.

· Please note: Naviter does not accept trading or money movement instructions via email.

Privacy Disclosures

Naviter is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described in our Privacy Policy. Naviter does not collect personal non-public information through this website; however, the Advisor may collect information from you on application forms, agreements, profile or investment policy statements, and other documents received or processed in relation to services we provide. We also may collect information from other sources.

We do not respond to “do not track” requests because we do not track you over time or across third-party websites to provide targeted advertising. We may track you across our website to help us improve our content.

We may use “cookies” and similar online technologies to keep, and sometimes track, information about you regarding your usage of our website. Cookies are small data files that are sent to your browser or related software from a web server and stored on your device. Cookies help us to collect information about your usage of our website, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site, such as the browser used. You can refuse to store or delete cookies by configuring your web browser settings. Most browsers and mobile devices have their own settings to manage cookies. If you refuse a cookie when on our website, or if you delete cookies, you may experience some inconvenience in your use of our website, such as having to re-configure preferences.

When you are on this website you may have the opportunity to click-through to other websites, including websites operated by unaffiliated third-parties. These sites may collect nonpublic personal Information about you. We do not control sites operated by these entities and are not responsible for the information practices of these sites. This Privacy Policy does not address the information practices of other websites. The privacy policies of websites operated third-parties are located on those sites.

For a copy of the Naviter Privacy Policy, please Contact Us.

Terms of Use

Please read these terms and conditions of use (“Terms”) carefully before using the website located at https://www.naviterwealth.com/ (“Website”) or any of the information or services provided by Naviter Wealth, LLC (collectively “Naviter”, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by Naviter in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.

Naviter reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

These Terms were last updated on January 15, 2021.

Naviter Wealth LLC (“Naviter”) is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC) under the Investment Advisors Act of 1940.

Additional Important Disclosures may be found in the Naviter Form ADV Part 2A. A copy may be requested by emailing team@naviterwealth.com.

Our address is 1 Information Way, Suite 100 | Little Rock, AR 72202

Disclosures

Naviter is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). The information in this Disclosure Brochure has not been approved or verified by the SEC or by any state securities authority. Registration of an investment advisor does not imply any specific level of skill or training. This Disclosure Brochure provides information about Naviter to assist you in determining whether to retain the Advisor.

Additional information about Naviter and its Advisory Persons is available on the SEC’s website at www.adviserinfo.sec.gov by searching with the Advisor’s firm name or CRD# 311508.

Investments

Risk of Loss: Investing in securities involves certain investment risks. Securities may fluctuate in value or lose value. Clients should be prepared to bear the potential risk of loss. Naviter will assist Clients in determining an appropriate strategy based on their tolerance for risk and other factors noted above. However, there is no guarantee that a Client will meet their investment goals. While the methods of analysis help the Advisor in evaluating a potential investment, it does not guarantee that the investment will increase in value. Assets meeting the investment criteria utilized in these methods of analysis may lose value and may have negative investment performance. The Advisor monitors these economic indicators to determine if adjustments to strategic allocations are appropriate. 

Each Client engagement will entail a review of the Client's investment goals, financial situation, time horizon, tolerance for risk and other factors to develop an appropriate strategy for managing a Client's account. Client participation in this process, including full and accurate disclosure of requested information, is essential for the analysis of a Client's account[s]. The Advisor shall rely on the financial and other information provided by the Client or their designees without the duty or obligation to validate the accuracy and completeness of the provided information. It is the responsibility of the Client to inform the Advisor of any changes in financial condition, goals or other factors that may affect this analysis.

The risks associated with a particular strategy are provided to each Client in advance of investing Client accounts. The Advisor will work with each Client to determine their tolerance for risk as part of the portfolio construction process. Following are some of the risks associated with the Advisor’s investment strategies:

Affiliations & Services

Insurance Agency: Naviter is affiliated through common control and ownership with Naviter Insurance, LLC (“Naviter Insurance”), a licensed insurance agency. Certain Advisory Persons of the Advisor are also licensed insurance professionals {life, property, & casualty}. Naviter Insurance earns commission-based compensation for selling insurance products, including products sold to Clients of Naviter. To facilitate the sale and implementation of insurance products, Naviter typically utilizes the services of Lion Street and Kore Insurance Holdings (“Kore”). Lion Street's capabilities are typically utilized when Life/Annuity products would be in the best interest of the Client. Kore's capabilities are typically utilized when Property & Casualty products would be in the best interest of the Client.

The sale and implementation of life, property, casualty, and in certain limited circumstances, advanced life insurance, are separate and apart from Naviter Wealth's wealth management services. Insurance revenue/commissions are separate and in addition to advisory fees. This practice presents a conflict of interest because the Advisor is providing both Investment and Insurance advice. This can create an incentive to recommend insurance products to effectuate revenue beyond a Client's basic needs. However, Clients are under no obligation, contractually or otherwise, to purchase insurance products through any person affiliated with the Advisor.

Trust Fiduciary Services: When deemed to be in the Client’s best interest, Naviter may offer certain Clients access to custody and trust administrative services through National Advisors Holdings, Inc. and its various subsidiaries (“NAH”) under the business name of Naviter Trust. Clients will enter into a separate agreement with NAH. Naviter will serve as the investment manager to any accounts established with NAH and earn an investment management fee as noted above. Naviter does not serve as a trustee for any account relationships. At no time will Naviter accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 of ADV2A – Custody.

Naviter Trust publications contain general information only, and National Advisors Trust Company is not, by publication, rendering accounting, financial, investment, legal, tax or other professional advice or services.

Affiliate Program: Certain Clients may be referred to the Advisor by either an affiliated or unaffiliated party (herein “Promoter”) and receive, directly or indirectly, compensation for the Client referral. In such instances, the Advisor will compensate the Promoter a fee in accordance with Rule 206(4)-1 of the Advisers Act and any corresponding state securities requirements. Any such compensation shall be paid solely from the investment advisory fees earned by the Advisor and shall not result in any additional charge to the Client.

The Promoter’s services include making any introductions and providing information/materials about the advisory services and programs of the Advisor. Other services may include periodic contacts about investment performance, reviews, or other information as may be requested or required to assist in understanding the Advisor’s services or establishing an advisory relationship or providing/updating client information on behalf of the Advisor. In no event will the services include providing investment advisory services in any manner.

The compensation the Promoter receives for these promotion services, as described above, creates a conflict of interest in that the Advisor is compensating the Promoter in exchange for promoting its services to you and ultimately recommending that you utilize the Advisor’s investment advisory services. This creates an incentive for the Promoter to recommend that you engage the Advisor for investment advisory services. Promoters disclose if they are a current client of the advisor, that they will be compensated, and that there is an incentive to recommend the Advisor which is a conflict of interest.

Lines of Credit: Under certain circumstances, Clients of Naviter utilize a line(s) of credit. The capabilities of Charles Schwab Banking & Trust Services, Tristate Capital Bank, and Advisor Credit Exchange, LLC (“ACE”) are the typical avenues for access to collateral at Naviter. In such instances, Client assets in their account[s] at the Custodian will be utilized as collateral for the loan. Additionally, the Advisor is entitled to receive investment advisory fees for managing the collateralized assets in the Client’s account[s]. Clients are not obligated to engage the Advisor for the Lending Program. For additional information related to the risks involved with loans and lines of credit, please see Item 8 – Methods of Analysis, Investment Strategies and Risk of Loss.

Custodian: Naviter utilizes Charles Schwab & Co., Inc. (“Schwab”), a FINRA-registered broker-dealer and member SIPC. Schwab will serve as the Client’s “qualified custodian”. Naviter maintains an institutional relationship with Schwab. For Additional details please see Item 12 & Item 14 of Form ADV2A.

Code of Ethics & Trading

Code of Ethics: Naviter has implemented a Code of Ethics (the “Code”) that defines the Advisor’s fiduciary commitment to each Client. This Code applies to all persons associated with Naviter (“Supervised Persons”). The Code was developed to provide general ethical guidelines and specific instructions regarding the Advisor’s duties to each Client. Naviter and its Supervised Persons owe a duty of loyalty, fairness and good faith towards each Client. It is the obligation of Naviter’s Supervised Persons to adhere not only to the specific provisions of the Code, but also to the general principles that guide the Code. The Code covers a range of topics that address employee ethics and conflicts of interest. To request a copy of the Code, please contact the Advisor at (501) 333-9800.

Personal Trading – Same Securities as Clients: Naviter allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Owning the same securities that are recommended (purchase or sell) to Clients presents a conflict of interest that, as fiduciaries, must be disclosed to Clients and mitigated through policies and procedures. As noted above, the Advisor has adopted the Code to address insider trading (material non-public information controls); gifts and entertainment; outside business activities and personal securities reporting. When trading for personal accounts, Supervised Persons have a conflict of interest if trading in the same securities. The fiduciary duty to act in the best interest of its Clients can be violated if personal trades are made with more advantageous terms than Client trades, or by trading based on material non-public information. This risk is mitigated by Naviter requiring reporting of personal securities trades by its Supervised Persons for review by the Chief Compliance Officer (“CCO”) or delegate. The Advisor has also adopted written policies and procedures to detect the misuse of material, non-public information.

Personal Trading – Same Time as Client: While Naviter allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients, such trades are typically aggregated with Client orders or traded afterward. At no time will Naviter, or any Supervised Person of Naviter, transact in any security to the detriment of any Client.

Personal Trading – Material Interest: Naviter allows Supervised Persons to purchase or sell the same securities that may be recommended to and purchased on behalf of Clients. Naviter does not act as principal in any transactions. In addition, the Advisor does not act as the general partner of a fund, or advise an investment company. Naviter does not have a material interest in any securities traded in Client accounts.

Marketing & Social Media

Naviter Wealth, LLC (“Naviter”) is a Registered Investment Advisor (“RIA”). Naviter provides investment advisory and related services for clients nationally. Naviter will maintain all applicable registrations and licenses as required by the various states in which Naviter conducts business, as applicable. Naviter renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

Material provided is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information. Advice may only be provided by Naviter’s advisory persons after entering into an advisory agreement and provided Naviter with all requested background and account information.

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable. Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.

Content from Naviter Wealth is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information.

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.

Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.

Please remember that it remains your responsibility to advise Naviter, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.

Clearnomics: We have partnered with Clearnomics to create and distribute economic and market commentary. Material presented in economic updates encompasses contributions from both Naviter Wealth & Clearnomics.

Social Websites

Naviter may utilize third-party websites, including social media websites, blogs and other interactive content. Naviter considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, Naviter generally retains copies of information that Naviter or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of Naviter or the securities regulators.

Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by Naviter’s advisory persons after entering into an advisory agreement and provided Naviter with all requested background and account information.

Email Disclosures

Naviter often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. Naviter makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send Naviter private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.

· As a registered investment advisor, Naviter emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of Naviter or the securities regulators.

· If you have received an email from Naviter in error, we ask that you contact the sender and destroy the email and its contents.

· Please note: Naviter does not accept trading or money movement instructions via email.

Privacy Disclosures

Naviter is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described in our Privacy Policy. Naviter does not collect personal non-public information through this website; however, the Advisor may collect information from you on application forms, agreements, profile or investment policy statements, and other documents received or processed in relation to services we provide. We also may collect information from other sources.

We do not respond to “do not track” requests because we do not track you over time or across third-party websites to provide targeted advertising. We may track you across our website to help us improve our content.

We may use “cookies” and similar online technologies to keep, and sometimes track, information about you regarding your usage of our website. Cookies are small data files that are sent to your browser or related software from a web server and stored on your device. Cookies help us to collect information about your usage of our website, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site, such as the browser used. You can refuse to store or delete cookies by configuring your web browser settings. Most browsers and mobile devices have their own settings to manage cookies. If you refuse a cookie when on our website, or if you delete cookies, you may experience some inconvenience in your use of our website, such as having to re-configure preferences.

When you are on this website you may have the opportunity to click-through to other websites, including websites operated by unaffiliated third-parties. These sites may collect nonpublic personal Information about you. We do not control sites operated by these entities and are not responsible for the information practices of these sites. This Privacy Policy does not address the information practices of other websites. The privacy policies of websites operated third-parties are located on those sites.

For a copy of the Naviter Privacy Policy, please Contact Us.

Terms of Use

Please read these terms and conditions of use (“Terms”) carefully before using the website located at https://www.naviterwealth.com/ (“Website”) or any of the information or services provided by Naviter Wealth, LLC (collectively “Naviter”, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by Naviter in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.

Naviter reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

These Terms were last updated on January 15, 2021.

Naviter Wealth LLC (“Naviter”) is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC) under the Investment Advisors Act of 1940.

Additional Important Disclosures may be found in the Naviter Form ADV Part 2A. A copy may be requested by emailing team@naviterwealth.com.

Our address is 1 Information Way, Suite 100 | Little Rock, AR 72202